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Alternative Risk Strategies, L.L.C.

Structuring Wealth Creation and Preservation Strategies

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Principal:

Iain Brackstone

770 490-4130

Flexible Cost Efficient Investment Platforms Creating and Preserving Wealth for Sophisticated High Net Worth Individuals

Overview

Alternative Risk Strategies, LLC (ARS) is a consulting company that offers companies working with advisors with the proper structuring of investment and insurance strategies expected to address long-term tax implications of affluent clients. Advisors of these investors traditionally seek long-term investment strategies that are cost efficient and flexible.

Efficiency includes relative program charges as well as overall tax exposure.

Flexibility includes a vast range of investment choices along with the ability to exit programs when desired.

ARS

identifies suitable carriers when the decision to purchase privately placed life insurance (“PPVUL”) and deferred variable annuities (“DVA”) is made

works alongside advisors and carriers during underwriting

works with reinsurance companies on capacity concerns and claims process

assist carriers with all policy compliance and administration

Private Placement Variable Life Insurance and
Deferred Variable Annuities

These programs are designed to provide policy owners with tax advantages traditionally associated with life insurance and annuities. This may include significant income tax free death benefit proceeds, tax advantaged borrowing capability, and tax-free buildup inside of contracts. Familiar estate planning opportunities typically available through traditional insurance programs are too found in private placement programs.

The benefit of the programs used by high net worth clients are the significantly lower costs than that offered by retail platforms. Also attractive is the ability to customize a contract for an investor as long as strict compliance rule are followed. Planned premiums exceeding $1,000,000 per contract may be placed without incurring loads or surrender charges.

Policyowners too may make allocations to investment options that would otherwise be tax inefficient such as hedge funds, which distribute ordinary income rather than capital gains. Absolute return oriented investments tend to be well suited to such long-term insurance programs.

Custom PPVUL and DVA programs are available through domestic and offshore carriers. Advisors seeking information on either route can contact Iain Brackstone, who has extensive experience in an executive capacity, working with the domestic and offshore insurance and investment companies specializing in offering these products.